Supplemental Plans

  1. Medical Accident Plan

  2. Bridge Plan

Medical Accident Plan - National Accident Plan

  1. Pays Directly to you and pays in addition to any other coverage.

  2. Provides up to $2,000 of accidental injury protection for each accident after a $100 deductible.

  3. It covers you and your family members worldwide 24 hours a day with ANY Doctor, Hospital, Walk-in Clinic, or Emergency Room. Ideal for people with high deductible type and Preferred Provider type health plans.

  4. Also pays $150 per day from the first day of hospitalization for a maximum of 14 days.

  5. Also includes a $2,500 Accidental death and dismemberment coverage on each family member.

  6.  Lifeguard Emergency Helicopter Rescue Benefit: Up to $4,000 reimbursement for each occurrence when a member suffer from a Certified Injury that requires Emergency Medical Transportation by a helicopter in accordance with local EMS protocols. It also includes $1,000 scheduled airline AD&D and this benefit is in excess of all other valid collectable insurance.

    Advantage Plus Plan $24.50 per month
    (plan requires a one time enrollment fee of $10.00)

The above benefit information is a brief summary only and subject to all provisions, limitations and exceptions set forth in the policy. Please refer to a current brochure and your outline of coverage for the most up to date information and for the exceptions and limitations.


Bridge Plan - for the self-employed in Florida

A Bridge Plan forms a "money bridge" to help span the gap until your major medical policy assumes financial responsibility. A defined financial payment is made for certain events and the check is sent directly to you, the policyholder, and not to the doctor or hospital. These monies can be used to help replace lost income, travel expense, or any other financial burdens, including but not limited to deductibles, out of pocket or co-pay requirements. This plan is the same price for ages 18 to 64.

  1. $1,000 benefit the first time an insured requires hospitalization in a calendar year for a minimum of 24 hours beyond the elimination period due to a covered injury or sickness.

  2. $100 per day for each day in the hospital due to a covered injury or sickness (up to 180 days).

  3. $50.00 for treatment in a Physician's Office (4 different sicknesses for primary insured, 4 for spouse and 4 for all children, not each child per year)

  4. $100 for Emergency Care rendered within 72 hours of the covered injury in a Hospital, Emergency Room or Physician's office (4 different covered injuries for primary insured, 4 for spouse and 4 for all children, not each child per year).

  5. $10,000 paid for Accidental Death or Dismemberment within the time limit stated in the policy for a covered injury. Pays one-half for loss of: one hand, one foot, or the sight of one eye.

Total Monthly Cost:

Individual $48.35 w/Spouse $89.70 w/Children $76.90 Family $118.25

Plus a one-time enrollment fee of $10.00

Other Companies offer similar plans for other than the self-employed

The above benefit information is a brief summary only and subject to all provisions, limitations and exceptions set forth in the policy. Please refer to a current brochure and your outline of coverage for the most up to date information and for the exceptions and limitations.

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