United HealthCare HMO - Group Plan

OFFERED FOR GROUPS OF 4 OR MORE EMPLOYEES: Go To Current Rate Table Not the least expensive, but probably the best, because: No sign up with a Primary Care Physician (Open Access). Use any doctor/specialist in the book without a referral. No deductibles, only small copays for in-network coverage. No copay for Preventive Care (i.e., Physical Exams, Well Baby Care, Well Woman Exam, Immunizations, Mammogram Screening, Maternity Care after initial visit). Out of Network Coverage included with Even Numbered plans, subject to a $500 deductible. Mail Order Pharmacy available for maintenance prescriptions (90 day supply). OUT-OF-AREA PLAN for out of area employees subject to a $200 deductible, then 80/20 coinsurance with an out of pocket maximum stop loss of an additional $1,000/individual or $2,000/family. Two Dental Plans available for groups under 10 employees covering either Preventative and Basic or Preventative, Basic, & Major Dental Services. You can access services from the PPO Network or Out of Network. Guarantee Issue Life Insurance is available for groups larger than 5 employees ($15,000). For groups larger than 20 employees ($15,000-$20,000-$25,000 or 1 times salary to a maximum of $50,000). They earned the #1 ranking nationally in 49 of 65 categories for member satisfaction (CareData.Com survey). After finding that 99.1% of the requests from doctors for approval of treatments were actually being approved, they did away with Utilization Review for most cases. Care Coordination is now available for complex cases that includes; Health Education, Pre-admission Counseling, Patient Advocacy, Welcome Home outreach within 48 hous of leaving the hospital, and Complex Care Cordination and Disease Management including Re-admission Prevention. Award winning Web site that puts in-depth information at member fingertips with a personal edition website for each member. 24 hour 7 days a week toll free number staffed with Master's Level counselors and Registered Nurses who will help with almost any problem (Health & Family matters to financial, personal legal and emotional needs) In-person resources are available, if necessary. Workplace Services: Critical Incident Stress Management - onsite consultation and other supportive activities to help reduce the impact of a traumatic workplace event. Onsite Training - training on how to improve health, address workplace issues, and develop life skills. Workplace Management Consultation - managers and supervisors have access to counselors who are specially trained to help with complex workplace problems that may affect productivity and profitability. 10 Plans to Choose From including a Low Cost No Rx Card Plan Lowest Cost Plan with Rx Card & Out of Network Coverage Current Rates (Plan 1000D, 4th Qtr 2001) Orlando, Florida Area * Plan is secondary to Medicare for those over 65 Age Bands Male Rates Employee Only Employee & Spouse Employee & Children Family   <20 - 29 102.40 344.43 303.47 545.50 30 - 39 111.71 353.74 312.78 545.50 40 - 49 158.25 390.97 359.32 592.04 50 - 54 260.65 539.92 461.72 740.99 55 - 59 344.43 698.17 545.50 899.24 60 - 64 493.37 968.13 694.44 1,169.20 65 + 186.18* 372.36* 387.25 573.43 Female Rates <20 - 29 242.03 344.43 443.10 545.50 30 - 39 242.03 353.74 443.10 554.81 40 - 49 232.72 390.97 433.79 592.04 50 - 54 279.27 539.92 480.34 740.99 55 - 59 353.74 698.17 554.81 899.24 60 - 64 474.76 968.13 675.83 1,169.20 65 + 186.18* 372.36* 387.25* 573.43* Top of Page